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What is CareCredit?

CareCredit is a healthcare credit card designed to help you pay for health and wellness-related out-of-pocket expenses not covered by medical insurance. CareCredit offers affordable payment plans with 6- or 12-month special financing on qualifying purchases.*

You can use this card for you and your family members at many enrolled healthcare providers nationwide. Once you’re approved, you don’t need to reapply.

Limited-time offer for NEW CareCredit cardholders!

For a limited time, new CareCredit cardholders can earn a $50
or $100 gift card to Target® Amazon® or Bed Bath & Beyond®!

Earn the promotional offer by completing the following steps:

  • Open a new CareCredit healthcare credit card
  • Register online at with code GIFT2021
  • Use new card to pay for purchase(s) totaling $200 or more to earn a $50 gift card, or $1,000 or more to earn a $100 gift card**

Offer valid March 1 – May 31, 2021



woman in coffee shop looking at cell phone


Using CareCredit at Shopko Optical

At Shopko Optical, we accept CareCredit as a payment option so that you can get the proper eye care and eyewear you need right away. CareCredit can be used to pay for your vision needs in full, to cover a co-pay or insurance deductible or to take care of costs outside your vision benefits allowance.

CareCredit makes yearly vision care more accessible by allowing you to get an annual eye exam and new eyewear without having to worry about paying for the cost up front.

Eligible for CareCredit

Eye ExamEye examsReading GlassesReading glasses
Prescription GlassesPrescription eyeglassesLens CleanerLens cleaner
LensesPremium lensesLens WipesLens wipes
Contact LensesContact lensesContact CaseContact lens cases
Prescription SunglassesPrescription sunglassesContact Lens CleanerContact lens solution
Safety GlassesSafety eyewearEye DropsEye Drops


Can I use CareCredit with my HSA or FSA funds?
Yes, CareCredit can be used along with your HSA or FSA funds to pay for an eye exam, glasses, contact lenses and more. If you have healthcare costs that exceed the funds in your HSA or FSA, CareCredit can be used to cover the remaining balance.

Can I use CareCredit with my vision insurance?
Yes, you can use CareCredit to pay for out-of-pocket expenses or to cover your deductible or co-pays that your benefits don’t cover. CareCredit can be used to finance eye care and eyewear not covered by insurance. Call or visit your local Shopko Optical and we’ll help you understand your vision insurance plan.

Is CareCredit a regular credit card?
No, CareCredit works differently than a regular credit card because it is specifically designed to help you finance healthcare expenses not covered by medical insurance. CareCredit offers special payment plan options that other cards may not offer. Once you’re approved, you don’t need to re-apply and you can use your card at over 200,000 enrolled healthcare providers nationwide.

Calculate your estimated monthly payments

*Subject to credit approval. Minimum monthly payments required. See for details.

**Subject to credit approval. Total purchase amount will be reduced by returns or adjustments during the offer period. If qualified, an eGift card redemption code and redemption instructions will be sent to the email address on your account within 90 days of offer end date. CareCredit account must remain open, in good standing and not become delinquent. Offer valid for new accounts only. One account opening offer per account.

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